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In addition, clients for this kind of strategy could have severe legal or criminal histories. It's important to note that various service providers offer an array of issue ages on their ensured issue policies as reduced as age 40 or as high as age 80 - final expense insurance pa. Some will likewise supply higher stated value, up to $40,000, and others will enable better survivor benefit conditions by boosting the rates of interest with the return of costs or minimizing the number of years until a full survivor benefit is available